For me, being almost (be not quite) 50, the numbers work out as follows:
Old formula
Start off with 220. Deduct my age (so, 220-50=170). That's my maximum heart rate.
Multiple by the desired training intensity which, for me, is 70% (so, 170 x .70 = 119)
New formula
Start off with 220. Deduct my age (so, 220-50=170). That's my maximum heart rate.
Now, deduct my resting heart rate (so 170 - 80 = 90). That's my heart rate reserve.
Next, multiply my heart rate reserve by the desired training intensity (so, 90 x .70 = 63)
Then, add back in the resting heart rate (so, 63 + 80 = 143)
For a moderate workout, where your breathing quickens but you are not out of breath (you can still easily carry on a conversation), and you get a light sweat after ten minutes, you should aim for a training intensity of between 60% to 70%. For a more vigorous workout, where you are taking deep and rapid breaths (you can't speak very much) and you are sweating after just a few minutes, you should aim for a training intensity of between 70% to 80%. Athletes in good condition can aim to reach 85% of their maximum heart rate.
More to follow ...
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